When is it Right for a Widow to Move?

Should a widow move after the death of a spouse? Consider financial, emotional and social needs of each person before making major life changing decisions.

This question has been burning in my mind since August of 2015 when Mike died. Do I stay in our home, or do I move? The answer is different for all widows and much needs to be considered. Here is what I know.

While widows and widowers all have one thing in common, everyone has a different story and a different situation. The one bit of advice that I found helpful after the sudden tragic loss of my husband was to wait a year before making any major life changes.

FINANCIAL

For most widows, finances will play a pivotal part in any decisions made after the death of a spouse. If a large life insurance policy is available, it may take a few months to have access to the money. Using that money to pay off a home mortgage and other medical or credit card debts will be most helpful.

If the spouse was over 60, social security monthly payments may be available which will help secure money to be paid for monthly bills.

In my situation, we were both only 51 years old, so I was facing a loss of half our monthly take home pay. We still had a very large mortgage, a son just starting college and plenty of monthly bills as well. I used the small life insurance policy to help make the monthly payments, anticipating that it would only be enough for a year or two.

EMOTIONAL

Each widow feels differently about her home after the death of a spouse. Some refuse to sleep in the same bedroom and may leave his things exactly as they were. Others clear it all out soon and try their best to put it in the past and not dwell on the loss.

Memories of the home and raising a family together can be comforting or painful. The photos and reminders are always there.

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